How We Work Together
Most families start by getting cash flow under control, then build the longterm retirement strategy on top of it. You move at your own pace — each step stands on its own.
Coaching — get cash flow under control
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We build a plan aligned with your real pay cycle to achieve your financial goals and pay down your debt in the right order.
$75 per session
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2–3 working sessions a month on the Expense Management Program. This 3-month commitment start, then billed month-to-month.
$150 per month
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Bi-weekly plans, quarterly tax recalibration, and real-time access between sessions. For more complex or self-employed cash flow.
$297 per month
Planning — build the written roadmap
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One specific decision solved — a rollover, Roth timing, the TSP question — with a written, executable plan and 60-day support.
$997 one-time payment
Advisory — an ongoing partner
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Year-round plan management — TSP and pension strategy, quarterly reviews, and direct access whenever decisions come up.
$1,700 per year
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Federal & state returns; final fee by complexity, quoted in writing.
From $350